Ekikrit iSmart App is official mobile for Kaldhara Saving & Credit Co-operative Ltd. which offers various banking services. Ekikrit iSmart App is accessible only to co-operative customers to avail the benefits of the app. Ekikrit iSmart App is your go-to mobile banking app that brings the power of instant banking and payment services right to your fingertips. Major offerings of Ekikrit iSmart App:📍Banking (Account Information, Balance Inquiry, Mini/Full Account Statements, Cheque Request/Stop)📍Send Money (Fund Transfer, Bank Transfer and Wallet Load)📍Receive Money (via Internet Banking, Mobile Banking and Connect IPS)📍Instant Payments (Topup, Utility and Bill Payments)📍Scan QR code for easy payments📍Bus and Flight Bookings